:root{--bg: oklch(.985 .005 145);--bg-elev: #ffffff;--bg-soft: oklch(.97 .01 145);--bg-deep: oklch(.93 .015 145);--ink: oklch(.2 .02 145);--ink-soft: oklch(.38 .015 145);--ink-mute: oklch(.55 .012 145);--ink-faint: oklch(.78 .008 250);--primary: #2C6933;--primary-deep: #1f4f26;--primary-soft: #e7f0e8;--accent: #c79750;--accent-deep: #a07a3d;--accent-soft: #f6efe1;--warn: oklch(.65 .16 35);--line: oklch(.88 .01 145);--line-soft: oklch(.93 .006 85);--r-xs: 4px;--r-sm: 8px;--r-md: 12px;--r-lg: 18px;--r-xl: 28px;--r-pill: 999px;--sh-sm: 0 1px 2px rgba(20, 25, 50, .06);--sh-md: 0 4px 16px -4px rgba(20, 25, 50, .08), 0 2px 6px -2px rgba(20, 25, 50, .04);--sh-lg: 0 18px 50px -18px rgba(20, 25, 50, .18), 0 8px 18px -10px rgba(20, 25, 50, .08);--sh-xl: 0 30px 80px -30px rgba(20, 25, 50, .25);--f-display: "Inter Tight", -apple-system, BlinkMacSystemFont, system-ui, sans-serif;--f-body: "Inter", -apple-system, BlinkMacSystemFont, system-ui, sans-serif;--f-mono: "JetBrains Mono", ui-monospace, monospace;--container: 1240px;--container-narrow: 880px;--nav-h: 72px}*,*:before,*:after{box-sizing:border-box}*{margin:0;padding:0}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}body{font-family:var(--f-body);font-size:16px;line-height:1.6;color:var(--ink);background:var(--bg);-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;text-rendering:optimizeLegibility;font-feature-settings:"cv02","cv03","cv04","cv11"}img,svg{display:block;max-width:100%}a{color:inherit;text-decoration:none}button{font-family:inherit;cursor:pointer;border:none;background:none}input,textarea,select{font-family:inherit;font-size:inherit;color:inherit}::selection{background:var(--accent);color:#fff}.display{font-family:var(--f-display);font-weight:500;letter-spacing:-.02em;line-height:1.05;font-optical-sizing:auto}.eyebrow{font-family:var(--f-mono);font-size:12px;font-weight:500;letter-spacing:.12em;text-transform:uppercase;color:var(--ink-mute)}.label{font-size:13px;font-weight:500;letter-spacing:.02em;color:var(--ink-soft)}.num{font-family:var(--f-display);font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.container{max-width:var(--container);margin:0 auto;padding:0 32px}.container-narrow{max-width:var(--container-narrow);margin:0 auto;padding:0 32px}@media(max-width:720px){.container,.container-narrow{padding:0 20px}}.service-prose{font-size:17px;line-height:1.7;color:var(--ink)}.service-prose>h2{font-family:var(--f-display);font-weight:500;font-size:clamp(24px,3vw,32px);letter-spacing:-.01em;margin:48px 0 16px;color:var(--ink)}.service-prose>h2:first-child{margin-top:0}.service-prose>h3{font-family:var(--f-display);font-weight:500;font-size:20px;margin:32px 0 12px;color:var(--ink)}.service-prose>p{margin:0 0 20px;color:var(--ink-soft)}.service-prose>ul,.service-prose>ol{margin:0 0 24px;padding-left:24px;color:var(--ink-soft)}.service-prose>ul li,.service-prose>ol li{margin-bottom:10px;line-height:1.6}.service-prose a{color:var(--primary);font-weight:500;text-decoration:underline;text-decoration-thickness:1.5px;text-underline-offset:3px;text-decoration-color:color-mix(in oklch,var(--primary) 40%,transparent);transition:text-decoration-color .2s,color .2s}.service-prose a:hover{color:var(--primary-deep);text-decoration-color:var(--primary)}.link-pill{display:inline-flex;align-items:center;gap:8px;padding:10px 18px;background:var(--primary-soft);color:var(--primary-deep)!important;border-radius:999px;font-weight:600;font-size:14px;text-decoration:none!important;transition:all .2s;border:1px solid color-mix(in oklch,var(--primary) 20%,transparent)}.link-pill:hover{background:var(--primary);color:#fff!important}.link-pill svg{transition:transform .2s}.link-pill:hover svg{transform:translate(3px)}.values-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:var(--r-xl);overflow:hidden}@media(max-width:720px){.values-grid{grid-template-columns:1fr}}.value-card{background:var(--bg-elev);padding:32px;display:flex;flex-direction:column;gap:12px;transition:background .2s}.value-card:hover{background:var(--bg-soft)}.value-icon{width:44px;height:44px;border-radius:12px;background:var(--primary-soft);color:var(--primary);display:grid;place-items:center;margin-bottom:8px}.value-title{font-family:var(--f-display);font-weight:500;font-size:20px;color:var(--ink)}.value-desc{color:var(--ink-soft);font-size:15px;line-height:1.6}.nav{position:fixed;top:0;left:0;right:0;height:var(--nav-h);background:color-mix(in oklch,var(--bg) 88%,transparent);backdrop-filter:saturate(180%) blur(12px);-webkit-backdrop-filter:saturate(180%) blur(12px);border-bottom:1px solid transparent;z-index:100;transition:border-color .2s,background .2s}.nav.scrolled{border-bottom-color:var(--line);background:color-mix(in oklch,var(--bg) 95%,transparent)}.nav-inner{height:100%;max-width:var(--container);margin:0 auto;padding:0 32px;display:flex;align-items:center;justify-content:space-between;gap:24px}.nav-brand{display:flex;align-items:center;gap:10px}.nav-logo{width:36px;height:36px;background:var(--primary);color:#fff;border-radius:10px;display:grid;place-items:center;font-family:var(--f-display);font-weight:600;font-size:18px;letter-spacing:-.02em}.nav-name{font-weight:600;font-size:15px;letter-spacing:-.01em}.nav-sub{font-size:11px;color:var(--ink-mute);font-weight:500;letter-spacing:.02em}.nav-menu{display:flex;align-items:center;gap:4px}.nav-link{padding:8px 14px;border-radius:var(--r-pill);font-size:14px;font-weight:500;color:var(--ink-soft);transition:color .15s,background .15s}.nav-link:hover{color:var(--ink);background:var(--bg-deep)}.nav-link.active{color:var(--primary);background:var(--primary-soft)}.nav-cta{margin-left:8px}.nav-toggle{display:none;width:40px;height:40px;border-radius:10px;background:var(--bg-deep);align-items:center;justify-content:center}@media(max-width:980px){.nav-menu{display:none;position:absolute;top:var(--nav-h);left:0;right:0;background:var(--bg-elev);border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;padding:16px;gap:4px}.nav-menu.open{display:flex}.nav-menu .nav-link{padding:14px 16px}.nav-toggle{display:flex}.nav-sub{display:none}}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:13px 22px;border-radius:var(--r-pill);font-family:var(--f-body);font-size:14.5px;font-weight:600;letter-spacing:-.005em;white-space:nowrap;transition:transform .15s,box-shadow .2s,background .2s,color .2s,border-color .2s;cursor:pointer;border:1.5px solid transparent}.btn-primary{background:var(--primary);color:#fff;box-shadow:0 1px #ffffff1a inset,var(--sh-sm)}.btn-primary:hover{background:var(--primary-deep);transform:translateY(-1px);box-shadow:0 1px #ffffff1a inset,var(--sh-md)}.btn-accent{background:var(--accent);color:#fff}.btn-accent:hover{background:var(--accent-deep);transform:translateY(-1px)}.btn-ghost{background:transparent;color:var(--ink);border-color:var(--line)}.btn-ghost:hover{border-color:var(--ink);background:var(--bg-elev)}.btn-link{padding:0;background:none;color:var(--primary);font-weight:600}.btn-link:hover{color:var(--primary-deep)}.btn-lg{padding:16px 28px;font-size:15.5px}.btn-sm{padding:9px 16px;font-size:13.5px}.btn-block{width:100%}.card{background:var(--bg-elev);border:1px solid var(--line);border-radius:var(--r-lg);transition:border-color .2s,box-shadow .2s,transform .2s}.card-hover:hover{border-color:color-mix(in oklch,var(--primary) 30%,var(--line));box-shadow:var(--sh-md);transform:translateY(-2px)}.badge{display:inline-flex;align-items:center;gap:6px;padding:6px 12px;border-radius:var(--r-pill);font-size:12.5px;font-weight:500;background:var(--primary-soft);color:var(--primary-deep)}.badge-accent{background:var(--accent-soft);color:var(--accent-deep)}.badge-dot:before{content:"";width:6px;height:6px;border-radius:50%;background:currentColor}.section{padding:96px 0;position:relative}.section-tight{padding:64px 0}@media(max-width:720px){.section{padding:64px 0}.section-tight{padding:48px 0}}.section-head{max-width:720px;margin-bottom:56px}.section-head.center{margin-left:auto;margin-right:auto;text-align:center}.section-eyebrow{display:block;margin-bottom:14px}.section-title{font-family:var(--f-display);font-weight:500;font-size:clamp(32px,4.4vw,52px);line-height:1.05;letter-spacing:-.02em;color:var(--ink);margin-bottom:18px}.section-title em{font-style:italic;font-weight:400;color:var(--primary)}.section-sub{font-size:18px;line-height:1.55;color:var(--ink-soft);max-width:600px}.section-head.center .section-sub{margin:0 auto}.hero{padding:calc(var(--nav-h) + 56px) 0 96px;position:relative;overflow:hidden}.hero-grid{position:absolute;inset:0;z-index:0;pointer-events:none;background-image:linear-gradient(to right,color-mix(in oklch,var(--ink) 5%,transparent) 1px,transparent 1px),linear-gradient(to bottom,color-mix(in oklch,var(--ink) 5%,transparent) 1px,transparent 1px);background-size:64px 64px;mask-image:radial-gradient(ellipse 70% 60% at 50% 30%,black 30%,transparent 80%)}.hero-blob{position:absolute;pointer-events:none;z-index:0;width:600px;height:600px;border-radius:50%;filter:blur(80px);opacity:.5}.hero-editorial{padding-top:calc(var(--nav-h) + 80px)}.hero-editorial .hero-inner{position:relative;z-index:2;display:grid;grid-template-columns:1.15fr 1fr;gap:80px;align-items:center}@media(max-width:980px){.hero-editorial .hero-inner{grid-template-columns:1fr;gap:48px}}.hero-title-xl{font-family:var(--f-display);font-weight:500;font-size:clamp(44px,6.5vw,84px);line-height:.98;letter-spacing:-.025em;color:var(--ink);margin:24px 0 28px}.hero-title-xl em{font-style:italic;font-weight:400;color:var(--primary);position:relative}.hero-lede{font-size:19px;line-height:1.55;color:var(--ink-soft);max-width:520px;margin-bottom:36px}.hero-cta-row{display:flex;flex-wrap:wrap;gap:12px;align-items:center}.hero-trust{margin-top:36px;padding-top:28px;border-top:1px solid var(--line);display:flex;flex-wrap:wrap;gap:28px 36px}.hero-trust-item{display:flex;align-items:center;gap:10px;font-size:13.5px;color:var(--ink-soft)}.hero-trust-item svg{color:var(--accent);flex-shrink:0}.savings-card{background:var(--bg-elev);border:1px solid var(--line);border-radius:var(--r-xl);padding:28px;box-shadow:var(--sh-lg);position:relative}.savings-head{display:flex;justify-content:space-between;align-items:center;margin-bottom:20px}.savings-head-title{font-size:13px;font-weight:600;color:var(--ink-mute);letter-spacing:.02em}.savings-live{display:inline-flex;align-items:center;gap:6px;font-size:11px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--accent-deep)}.savings-live:before{content:"";width:6px;height:6px;border-radius:50%;background:var(--accent);box-shadow:0 0 0 0 var(--accent);animation:pulse 2s infinite}@keyframes pulse{0%{box-shadow:0 0 color-mix(in oklch,var(--accent) 50%,transparent)}70%{box-shadow:0 0 0 8px transparent}to{box-shadow:0 0 0 0 transparent}}.savings-amount{font-family:var(--f-display);font-weight:500;font-size:clamp(48px,7vw,72px);line-height:1;letter-spacing:-.03em;color:var(--ink);display:flex;align-items:baseline;gap:6px;font-variant-numeric:tabular-nums}.savings-amount .currency{font-size:.5em;color:var(--ink-mute);font-weight:400}.savings-caption{color:var(--ink-soft);font-size:14px;margin-top:6px}.savings-bars{margin:24px 0 22px}.savings-bar-row{margin-bottom:14px}.savings-bar-label{display:flex;justify-content:space-between;font-size:12.5px;color:var(--ink-soft);margin-bottom:6px}.savings-bar-label strong{color:var(--ink);font-variant-numeric:tabular-nums}.savings-bar-track{height:8px;background:var(--bg-deep);border-radius:var(--r-pill);overflow:hidden}.savings-bar-fill{height:100%;border-radius:var(--r-pill);transition:width 1s cubic-bezier(.16,1,.3,1)}.savings-bar-fill.before{background:var(--ink-faint)}.savings-bar-fill.after{background:linear-gradient(90deg,var(--accent),var(--accent-deep))}.savings-slider-block{margin-top:18px}.savings-slider-row{margin-bottom:14px}.savings-slider-row:last-child{margin-bottom:0}.savings-slider-label{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:8px}.savings-slider-label .lab{font-size:12.5px;font-weight:500;color:var(--ink-soft)}.savings-slider-label .val{font-family:var(--f-display);font-size:17px;font-weight:500;color:var(--ink);font-variant-numeric:tabular-nums}.range{-webkit-appearance:none;appearance:none;width:100%;height:4px;background:var(--bg-deep);border-radius:var(--r-pill);outline:none}.range::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:18px;height:18px;border-radius:50%;background:var(--primary);border:3px solid var(--bg-elev);box-shadow:var(--sh-md);cursor:grab;transition:transform .15s}.range::-webkit-slider-thumb:active{cursor:grabbing;transform:scale(1.1)}.range::-moz-range-thumb{width:18px;height:18px;border-radius:50%;background:var(--primary);border:3px solid var(--bg-elev);box-shadow:var(--sh-md);cursor:grab}.val-editable{cursor:text;white-space:nowrap;border-bottom:1px dashed transparent;transition:border-color .15s,background .15s;padding:0 2px;border-radius:3px}.val-editable:hover{border-bottom-color:var(--ink-faint);background:var(--bg-soft)}.val-input{font:inherit;color:inherit;width:9ch;max-width:100%;padding:1px 4px;border:1px solid var(--primary);border-radius:4px;background:var(--bg-elev);outline:none;text-align:right;font-variant-numeric:tabular-nums}.val-input:focus{box-shadow:0 0 0 3px color-mix(in oklch,var(--primary) 18%,transparent)}.calc-result .val-editable:hover{background:#ffffff14;border-bottom-color:#fff6}.calc-result .val-input{background:#ffffff1a;border-color:#ffffff80;color:#fff}.hero-bold{padding:calc(var(--nav-h) + 80px) 0 80px;text-align:center}.hero-bold-title{font-family:var(--f-display);font-weight:500;font-size:clamp(48px,9vw,120px);line-height:.95;letter-spacing:-.035em;margin:24px auto;max-width:1100px}.hero-bold-title em{font-style:italic;font-weight:400;color:var(--primary)}.hero-bold-lede{max-width:640px;margin:0 auto 32px;font-size:19px;color:var(--ink-soft)}.hero-bold-row{justify-content:center;margin-bottom:64px}.hero-bold-stats{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:var(--r-lg);overflow:hidden;max-width:960px;margin:0 auto}.hero-bold-stat{background:var(--bg-elev);padding:28px 20px;text-align:left}.hero-bold-stat-num{font-family:var(--f-display);font-weight:500;font-size:clamp(28px,3.5vw,40px);letter-spacing:-.02em;color:var(--primary);line-height:1;font-variant-numeric:tabular-nums}.hero-bold-stat-lab{font-size:13px;color:var(--ink-soft);margin-top:8px}@media(max-width:720px){.hero-bold-stats{grid-template-columns:1fr 1fr}}.hero-split{padding:0;min-height:720px}.hero-split-grid{display:grid;grid-template-columns:1fr 1fr;min-height:720px}.hero-split-left{padding:calc(var(--nav-h) + 80px) 64px 80px;display:flex;flex-direction:column;justify-content:center;background:var(--bg-elev)}.hero-split-right{position:relative;background:linear-gradient(135deg,var(--primary-deep),var(--primary));display:flex;align-items:center;justify-content:center;padding:calc(var(--nav-h) + 40px) 40px 40px;overflow:hidden}.hero-split-right:before{content:"";position:absolute;inset:0;background-image:radial-gradient(circle at 30% 20%,color-mix(in oklch,var(--accent) 40%,transparent) 0%,transparent 50%)}@media(max-width:980px){.hero-split-grid{grid-template-columns:1fr}.hero-split-left{padding:calc(var(--nav-h) + 56px) 32px 56px}.hero-split-right{padding:56px 32px;min-height:480px}}.trust-strip{padding:28px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:var(--bg)}.trust-strip-inner{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:32px}.trust-strip-label{font-family:var(--f-mono);font-size:11px;font-weight:500;letter-spacing:.12em;text-transform:uppercase;color:var(--ink-mute)}.trust-strip-items{display:flex;flex-wrap:wrap;gap:28px 40px}.trust-strip-item{display:flex;align-items:center;gap:10px;font-size:14px;font-weight:500;color:var(--ink-soft)}.trust-strip-item svg{color:var(--accent);flex-shrink:0}.feature-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:var(--r-xl);overflow:hidden}.feature-cell{background:var(--bg-elev);padding:40px;display:flex;flex-direction:column;gap:14px;position:relative;transition:background .2s}.feature-cell:hover{background:var(--bg-soft)}.feature-icon{width:44px;height:44px;border-radius:12px;background:var(--primary-soft);color:var(--primary);display:grid;place-items:center;margin-bottom:8px}.feature-title{font-family:var(--f-display);font-weight:500;font-size:22px;letter-spacing:-.01em;color:var(--ink)}.feature-desc{color:var(--ink-soft);font-size:15px;line-height:1.55}@media(max-width:720px){.feature-grid{grid-template-columns:1fr}.feature-cell{padding:28px}}.services-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}@media(max-width:980px){.services-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:600px){.services-grid{grid-template-columns:1fr}}.service-card{background:var(--bg-elev);border:1px solid var(--line);border-radius:var(--r-lg);padding:32px 28px;display:flex;flex-direction:column;gap:12px;transition:all .2s;cursor:pointer;position:relative;min-height:280px}.service-card.hero-service{background:var(--primary);border-color:var(--primary);color:#fff;grid-column:span 1}.service-card.hero-service .service-title,.service-card.hero-service .service-desc{color:#fff}.service-card.hero-service .service-desc{opacity:.85}.service-card.hero-service .service-icon{background:#ffffff26;color:#fff}.service-card.hero-service .service-link{color:#fff}.service-card:hover{border-color:color-mix(in oklch,var(--primary) 30%,var(--line));box-shadow:var(--sh-md);transform:translateY(-3px)}.service-card.hero-service:hover{background:var(--primary-deep);border-color:var(--primary-deep)}.service-icon{width:48px;height:48px;border-radius:14px;background:var(--primary-soft);color:var(--primary);display:grid;place-items:center;margin-bottom:8px}.service-title{font-family:var(--f-display);font-weight:500;font-size:22px;letter-spacing:-.01em}.service-desc{color:var(--ink-soft);font-size:14.5px;line-height:1.55;flex:1}.service-link{display:inline-flex;align-items:center;gap:6px;font-size:14px;font-weight:600;color:var(--primary);margin-top:auto}.service-link svg{transition:transform .2s}.service-card:hover .service-link svg{transform:translate(3px)}.process-rail{position:relative;padding:0}.process-track{position:absolute;left:31px;top:60px;bottom:60px;width:2px;background:linear-gradient(to bottom,var(--line) 0%,var(--line) 100%);overflow:hidden}.process-track:after{content:"";position:absolute;top:0;left:0;right:0;height:var(--progress, 0%);background:linear-gradient(to bottom,var(--accent),var(--primary));transition:height .4s ease-out}.process-step{display:grid;grid-template-columns:64px 1fr;gap:24px;padding:28px 0;align-items:start;position:relative}.process-num{width:64px;height:64px;border-radius:50%;background:var(--bg-elev);border:2px solid var(--line);display:grid;place-items:center;font-family:var(--f-display);font-weight:500;font-size:20px;color:var(--ink-mute);position:relative;z-index:2;transition:all .3s}.process-step.active .process-num{background:var(--primary);color:#fff;border-color:var(--primary);box-shadow:0 0 0 6px color-mix(in oklch,var(--primary) 15%,transparent)}.process-step.complete .process-num{background:var(--accent);color:#fff;border-color:var(--accent)}.process-body{background:var(--bg-elev);border:1px solid var(--line);border-radius:var(--r-lg);padding:24px 28px;transition:border-color .2s,box-shadow .2s}.process-step.active .process-body{border-color:color-mix(in oklch,var(--primary) 40%,var(--line));box-shadow:var(--sh-md)}.process-meta{display:flex;gap:12px;align-items:center;margin-bottom:8px;font-family:var(--f-mono);font-size:12px;color:var(--ink-mute);letter-spacing:.05em}.process-meta-dur{color:var(--accent-deep);font-weight:600}.process-step-title{font-family:var(--f-display);font-weight:500;font-size:22px;letter-spacing:-.01em;margin-bottom:8px}.process-step-desc{color:var(--ink-soft);font-size:15px;line-height:1.6}.process-step-list{margin-top:14px;list-style:none;display:grid;grid-template-columns:1fr 1fr;gap:6px 16px}.process-step-list li{font-size:13.5px;color:var(--ink-soft);padding-left:18px;position:relative}.process-step-list li:before{content:"";position:absolute;left:0;top:9px;width:6px;height:6px;border-radius:50%;background:var(--accent)}@media(max-width:720px){.process-step-list{grid-template-columns:1fr}.process-body{padding:20px}}.testimonial-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}@media(max-width:980px){.testimonial-grid{grid-template-columns:1fr 1fr}}@media(max-width:720px){.testimonial-grid{grid-template-columns:1fr}}.testimonial{background:var(--bg-elev);border:1px solid var(--line);border-radius:var(--r-lg);padding:28px;display:flex;flex-direction:column;gap:16px}.testimonial-stars{color:var(--accent);display:flex;gap:2px}.testimonial-stars svg{fill:var(--accent)!important;stroke:var(--accent)}.testimonial-quote{font-family:var(--f-display);font-weight:400;font-size:19px;line-height:1.45;color:var(--ink);letter-spacing:-.005em}.testimonial-quote:before{content:'"';color:var(--accent);font-weight:500}.testimonial-quote:after{content:'"';color:var(--accent);font-weight:500}.testimonial-meta{display:flex;align-items:center;gap:12px;margin-top:auto;padding-top:16px;border-top:1px solid var(--line-soft)}.testimonial-avatar{width:40px;height:40px;border-radius:50%;background:var(--primary-soft);color:var(--primary);display:grid;place-items:center;font-family:var(--f-display);font-weight:500;font-size:16px}.testimonial-name{font-weight:600;font-size:14px;color:var(--ink)}.testimonial-detail{font-size:12.5px;color:var(--ink-mute)}.case-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}@media(max-width:980px){.case-grid{grid-template-columns:1fr 1fr}}@media(max-width:600px){.case-grid{grid-template-columns:1fr}}.case-card{background:var(--bg-elev);border:1px solid var(--line);border-radius:var(--r-lg);overflow:hidden;display:flex;flex-direction:column}.case-head{padding:24px 24px 16px;border-bottom:1px dashed var(--line)}.case-archetype{display:inline-flex;align-items:center;gap:8px;font-family:var(--f-mono);font-size:11px;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-mute);margin-bottom:8px}.case-name{font-family:var(--f-display);font-weight:500;font-size:20px;letter-spacing:-.01em}.case-loan{font-size:13px;color:var(--ink-mute);margin-top:4px;font-variant-numeric:tabular-nums}.case-compare{padding:20px 24px;display:grid;grid-template-columns:1fr auto 1fr;gap:12px;align-items:center}.case-side{text-align:center}.case-side-label{font-family:var(--f-mono);font-size:10px;letter-spacing:.1em;text-transform:uppercase;color:var(--ink-mute);margin-bottom:4px}.case-side-val{font-family:var(--f-display);font-weight:500;font-size:22px;color:var(--ink);letter-spacing:-.01em;font-variant-numeric:tabular-nums}.case-side-sub{font-size:12px;color:var(--ink-soft);margin-top:2px}.case-side.before .case-side-val{color:var(--ink-mute);text-decoration:line-through;text-decoration-color:var(--ink-faint)}.case-side.after .case-side-val{color:var(--accent-deep)}.case-arrow{color:var(--ink-faint)}.case-result{padding:16px 24px;background:var(--accent-soft);color:var(--accent-deep);font-weight:600;font-size:14.5px;display:flex;align-items:center;gap:8px;justify-content:center}.calc-shell{background:var(--bg-elev);border:1px solid var(--line);border-radius:var(--r-xl);overflow:hidden;display:grid;grid-template-columns:1fr 1.1fr;box-shadow:var(--sh-lg)}@media(max-width:980px){.calc-shell{grid-template-columns:1fr}}.calc-form{padding:40px;background:var(--bg-elev);border-right:1px solid var(--line)}@media(max-width:980px){.calc-form{border-right:none;border-bottom:1px solid var(--line);padding:32px}}.calc-form-title{font-family:var(--f-display);font-weight:500;font-size:24px;letter-spacing:-.01em;margin-bottom:4px}.calc-form-sub{color:var(--ink-soft);font-size:14px;margin-bottom:28px}.calc-field{margin-bottom:22px}.calc-field:last-child{margin-bottom:0}.calc-label{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:10px}.calc-label .lab{font-size:13px;font-weight:500;color:var(--ink-soft)}.calc-label .val{font-family:var(--f-display);font-weight:500;font-size:18px;color:var(--ink);font-variant-numeric:tabular-nums}.calc-result{padding:40px;background:linear-gradient(165deg,var(--primary-deep),var(--primary));color:#fff;display:flex;flex-direction:column;gap:20px;position:relative;overflow:hidden}.calc-result:before{content:"";position:absolute;top:-100px;right:-100px;width:300px;height:300px;border-radius:50%;background:radial-gradient(circle,color-mix(in oklch,var(--accent) 50%,transparent) 0%,transparent 70%)}.calc-result-eyebrow{font-family:var(--f-mono);font-size:11px;letter-spacing:.12em;text-transform:uppercase;opacity:.7}.calc-result-amount{font-family:var(--f-display);font-weight:500;font-size:clamp(48px,6vw,72px);line-height:1;letter-spacing:-.025em;font-variant-numeric:tabular-nums}.calc-result-amount .currency{font-size:.5em;opacity:.6;margin-left:4px}.calc-result-row{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:8px;position:relative;z-index:1}.calc-result-stat{padding:16px 0;border-top:1px solid rgba(255,255,255,.18)}.calc-result-stat-lab{font-size:12.5px;opacity:.75;margin-bottom:4px}.calc-result-stat-val{font-family:var(--f-display);font-weight:500;font-size:24px;letter-spacing:-.01em;font-variant-numeric:tabular-nums}.calc-cta-block{margin-top:auto;padding-top:16px;position:relative;z-index:1}.calc-cta-block .btn{width:100%}.calc-disclaimer{font-size:11.5px;opacity:.65;margin-top:12px;line-height:1.5}.calc-breakdown{margin-top:24px;padding:20px 22px;background:#ffffff0f;border:1px solid rgba(255,255,255,.12);border-radius:14px}.calc-breakdown-title{font-size:13px;font-weight:600;letter-spacing:.02em;margin-bottom:14px}.calc-breakdown-sub{font-weight:400;opacity:.65;font-size:12px}.calc-breakdown-row{display:grid;grid-template-columns:110px 1fr;gap:14px;align-items:center;margin-bottom:10px}.calc-breakdown-lab{font-size:12px;opacity:.85;display:flex;flex-direction:column;gap:2px}.calc-breakdown-amount{font-size:14px;font-weight:600;opacity:1;font-variant-numeric:tabular-nums;letter-spacing:-.01em}.calc-breakdown-bar{display:flex;height:32px;border-radius:6px;overflow:hidden;background:#ffffff14}.calc-breakdown-seg{display:flex;align-items:center;justify-content:center;font-size:11px;font-weight:600;letter-spacing:.01em;white-space:nowrap;overflow:hidden;transition:width .25s ease;min-width:0}.calc-breakdown-seg span{padding:0 6px;overflow:hidden}.calc-breakdown-seg.principal{background:var(--accent);color:var(--primary-deep)}.calc-breakdown-seg.interest{background:#ffffff29;color:#fffffff2}.calc-breakdown-foot{margin-top:12px;font-size:11.5px;opacity:.7;line-height:1.5;font-style:italic}@media(max-width:640px){.calc-breakdown-row{grid-template-columns:1fr;gap:6px}.calc-breakdown-lab{flex-direction:row;justify-content:space-between}}.chart{width:100%;height:180px;margin:12px 0 4px}.chart-grid line{stroke:#ffffff1a}.chart-line-old{stroke:#fff6;stroke-width:1.5;fill:none;stroke-dasharray:4 3}.chart-line-new{stroke:var(--accent);stroke-width:2.5;fill:none}.chart-area{fill:var(--accent);opacity:.15}.chart-label{font-family:var(--f-mono);font-size:9px;fill:#fff9}.faq-list{border-top:1px solid var(--line)}.faq-item{border-bottom:1px solid var(--line)}.faq-q{width:100%;padding:24px 0;display:flex;align-items:center;justify-content:space-between;gap:24px;text-align:left;font-family:var(--f-display);font-weight:500;font-size:19px;letter-spacing:-.005em;color:var(--ink);transition:color .15s}.faq-q:hover{color:var(--primary)}.faq-q-icon{width:32px;height:32px;flex-shrink:0;border-radius:50%;border:1px solid var(--line);display:grid;place-items:center;transition:transform .25s,background .2s,border-color .2s,color .2s;color:var(--ink-soft)}.faq-item.open .faq-q-icon{transform:rotate(45deg);background:var(--primary);border-color:var(--primary);color:#fff}.faq-a{max-height:0;overflow:hidden;transition:max-height .35s ease,padding .25s ease;color:var(--ink-soft);font-size:15.5px;line-height:1.65}.faq-item.open .faq-a{max-height:500px;padding:0 0 24px}.blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}@media(max-width:980px){.blog-grid{grid-template-columns:1fr 1fr}}@media(max-width:600px){.blog-grid{grid-template-columns:1fr}}.blog-card{background:var(--bg-elev);border:1px solid var(--line);border-radius:var(--r-lg);overflow:hidden;display:flex;flex-direction:column;transition:all .2s;cursor:pointer}.blog-card:hover{transform:translateY(-3px);box-shadow:var(--sh-md);border-color:color-mix(in oklch,var(--primary) 30%,var(--line))}.blog-cover{aspect-ratio:16/10;position:relative;overflow:hidden}.blog-cover-1{background:linear-gradient(135deg,var(--primary),var(--primary-deep))}.blog-cover-2{background:linear-gradient(135deg,var(--accent-deep),var(--accent))}.blog-cover-3{background:linear-gradient(135deg,#333463,#1c1a46)}.blog-cover-4{background:linear-gradient(135deg,#984b16,#7b2813)}.blog-cover-glyph{position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);color:#ffffffeb;z-index:2;filter:drop-shadow(0 2px 8px rgba(0,0,0,.2))}.blog-cover-tag{position:absolute;bottom:12px;right:12px;z-index:2;padding:4px 12px;background:#00000059;backdrop-filter:blur(8px);color:#fff;font-family:var(--f-mono);font-size:10.5px;letter-spacing:.06em;text-transform:uppercase;font-weight:500;border-radius:var(--r-pill)}.blog-cover-pattern{position:absolute;inset:0;background-image:radial-gradient(circle at 20% 30%,rgba(255,255,255,.12) 0%,transparent 30%),radial-gradient(circle at 80% 70%,rgba(255,255,255,.08) 0%,transparent 35%)}.blog-meta-row{padding:20px 24px 0;display:flex;gap:12px;align-items:center;font-family:var(--f-mono);font-size:11px;color:var(--ink-mute);letter-spacing:.04em}.blog-tag{display:inline-block;padding:3px 10px;border-radius:var(--r-pill);background:var(--primary-soft);color:var(--primary-deep);font-weight:600}.blog-title-card{padding:12px 24px 8px;font-family:var(--f-display);font-weight:500;font-size:19px;line-height:1.25;letter-spacing:-.01em;color:var(--ink)}.blog-excerpt{padding:0 24px;font-size:14px;line-height:1.55;color:var(--ink-soft);flex:1}.blog-foot{padding:16px 24px 20px;display:flex;justify-content:space-between;align-items:center}.blog-read{font-size:13.5px;font-weight:600;color:var(--primary);display:inline-flex;align-items:center;gap:6px}.cta-band{background:var(--primary);color:#fff;padding:80px 0;position:relative;overflow:hidden}.cta-band:before{content:"";position:absolute;inset:0;background-image:radial-gradient(circle at 80% 30%,color-mix(in oklch,var(--accent) 50%,transparent) 0%,transparent 40%);pointer-events:none}.cta-band-inner{position:relative;z-index:1;display:grid;grid-template-columns:1.4fr 1fr;gap:64px;align-items:center}@media(max-width:980px){.cta-band-inner{grid-template-columns:1fr;gap:32px}}.cta-band-title{font-family:var(--f-display);font-weight:500;font-size:clamp(32px,4.5vw,52px);line-height:1.05;letter-spacing:-.025em}.cta-band-title em{font-style:italic;font-weight:400;color:color-mix(in oklch,var(--accent) 50%,white)}.cta-band-sub{margin-top:16px;font-size:17px;opacity:.85;max-width:480px}.cta-band-actions{display:flex;flex-direction:column;gap:12px}.cta-band-actions .btn-primary{background:#fff;color:var(--primary)}.cta-band-actions .btn-primary:hover{background:var(--bg-deep)}.cta-band-actions .btn-ghost{border-color:#ffffff4d;color:#fff}.cta-band-actions .btn-ghost:hover{background:#ffffff14;border-color:#ffffff80}.field-required-group{padding:16px;background:var(--bg-soft);border:1px dashed color-mix(in oklch,var(--primary) 30%,var(--line));border-radius:var(--r-md);margin-bottom:18px}.field-required-label{font-size:13px;font-weight:600;color:var(--ink)}.field-required-label span{font-weight:400;color:var(--ink-mute);font-size:12px;margin-left:4px}.mbank-promo-section{padding:48px 0 24px}.mbank-promo{position:relative;overflow:hidden;padding:48px 48px 40px;background:linear-gradient(135deg,var(--primary-deep) 0%,var(--primary) 60%,color-mix(in oklch,var(--primary) 70%,var(--accent)) 100%);border-radius:var(--r-xl);color:#fff;box-shadow:var(--sh-lg)}.mbank-promo:before{content:"";position:absolute;top:-120px;right:-120px;width:360px;height:360px;background:radial-gradient(circle,color-mix(in oklch,var(--accent) 60%,transparent) 0%,transparent 70%);pointer-events:none}.mbank-promo:after{content:"";position:absolute;bottom:-80px;left:-80px;width:240px;height:240px;background:radial-gradient(circle,rgba(255,255,255,.08) 0%,transparent 70%);pointer-events:none}@media(max-width:720px){.mbank-promo{padding:32px 24px}}.mbank-promo>*{position:relative;z-index:1}.mbank-promo-badge{display:inline-flex;align-items:center;gap:8px;padding:6px 14px;background:var(--accent);color:var(--ink);border-radius:var(--r-pill);font-size:12px;font-weight:700;letter-spacing:.03em;margin-bottom:24px;text-transform:uppercase}.mbank-promo-title{font-family:var(--f-display);font-weight:500;font-size:clamp(28px,4vw,44px);line-height:1.1;letter-spacing:-.02em;margin:0 0 16px;max-width:880px}.mbank-promo-title em{font-style:normal;font-weight:600;color:color-mix(in oklch,var(--accent) 30%,white)}.mbank-promo-sub{font-size:17px;line-height:1.6;opacity:.92;margin:0 0 36px;max-width:760px}.mbank-promo-sub strong{color:color-mix(in oklch,var(--accent) 30%,white);font-weight:700}.mbank-promo-perks{display:grid;grid-template-columns:repeat(2,1fr);gap:16px 24px;margin:0 0 40px}@media(max-width:720px){.mbank-promo-perks{grid-template-columns:1fr}}.mbank-perk{display:flex;gap:14px;align-items:flex-start}.mbank-perk-icon{width:32px;height:32px;flex-shrink:0;border-radius:50%;background:var(--accent);color:var(--primary-deep);display:grid;place-items:center}.mbank-perk-title{font-weight:600;font-size:16px;margin-bottom:4px;line-height:1.3}.mbank-perk-desc{font-size:13.5px;line-height:1.5;opacity:.82}.mbank-promo-example{background:#ffffff14;border:1px solid rgba(255,255,255,.16);border-radius:var(--r-lg);padding:24px;margin:0 0 32px;backdrop-filter:blur(8px)}.mbank-example-title{font-family:var(--f-mono);font-size:11px;letter-spacing:.1em;text-transform:uppercase;opacity:.7;margin-bottom:16px}.mbank-example-table{display:flex;flex-direction:column;gap:1px;background:#ffffff1a;border-radius:var(--r-md);overflow:hidden}.mbank-example-row{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:12px;padding:12px 16px;background:color-mix(in oklch,var(--primary-deep) 70%,black);font-size:14px;align-items:center}.mbank-example-row>div:nth-child(2),.mbank-example-row>div:nth-child(3){text-align:right;font-variant-numeric:tabular-nums}.mbank-example-head{background:#0000004d!important;font-family:var(--f-mono);font-size:10.5px;letter-spacing:.06em;text-transform:uppercase;opacity:.7;font-weight:500}.mbank-cell-good{color:color-mix(in oklch,var(--accent) 40%,white);font-weight:600}.mbank-example-total{background:#ffffff0f!important;font-weight:500}.mbank-example-total strong{color:color-mix(in oklch,var(--accent) 40%,white);font-size:17px}@media(max-width:600px){.mbank-example-row{grid-template-columns:1fr;gap:4px;text-align:left!important}.mbank-example-row>div:nth-child(2),.mbank-example-row>div:nth-child(3){text-align:left}.mbank-example-head{display:none}}.mbank-promo-cta{display:flex;gap:12px;flex-wrap:wrap;margin:0 0 28px}.mbank-promo-cta .btn-light{background:#fff;color:var(--primary-deep);border-color:#fff}.mbank-promo-cta .btn-light:hover{background:var(--bg-deep);color:var(--primary-deep)}.mbank-promo-cta .btn-ghost-light{background:transparent;color:#fff;border:1px solid rgba(255,255,255,.4)}.mbank-promo-cta .btn-ghost-light:hover{background:#ffffff14;border-color:#fff9}.mbank-promo-disclaimer{font-size:11.5px;line-height:1.55;opacity:.7;max-width:800px;padding-top:20px;border-top:1px solid rgba(255,255,255,.14)}.mbank-ribbon{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:16px 28px;background:linear-gradient(135deg,var(--primary-deep),var(--primary));color:#fff;border-radius:var(--r-lg);flex-wrap:wrap}.mbank-ribbon-text{display:flex;align-items:center;gap:14px;flex-wrap:wrap}.mbank-ribbon-badge{display:inline-flex;align-items:center;gap:6px;padding:4px 10px;background:var(--accent);color:var(--ink);border-radius:var(--r-pill);font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.04em}.mbank-ribbon-msg{font-size:14.5px;line-height:1.4}.mbank-ribbon-msg strong{color:color-mix(in oklch,var(--accent) 30%,white)}.mbank-ribbon-link{display:inline-flex;align-items:center;gap:8px;padding:8px 18px;background:#fff;color:var(--primary-deep);border-radius:var(--r-pill);font-weight:600;font-size:13.5px;white-space:nowrap;transition:all .18s}.mbank-ribbon-link:hover{background:var(--bg-deep);transform:translate(3px)}.calc-secondary-actions{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:20px 0 16px}@media(max-width:600px){.calc-secondary-actions{grid-template-columns:1fr}}.calc-action-btn{display:flex;align-items:center;gap:14px;padding:14px 18px;background:#ffffff14;border:1px solid rgba(255,255,255,.18);border-radius:var(--r-md);color:#fff;text-align:left;cursor:pointer;transition:all .18s ease;font-family:inherit;width:100%}.calc-action-btn:hover{background:#ffffff24;border-color:#ffffff52;transform:translateY(-1px)}.calc-action-btn-light{background:var(--bg-elev);border-color:var(--line);color:var(--ink)}.calc-action-btn-light:hover{background:var(--bg-soft);border-color:var(--primary-soft)}.calc-action-icon{width:38px;height:38px;border-radius:10px;background:var(--accent);color:var(--primary-deep);display:grid;place-items:center;flex-shrink:0}.calc-action-btn-light .calc-action-icon{background:var(--primary-soft);color:var(--primary)}.calc-action-title{display:block;font-weight:600;font-size:14.5px;line-height:1.3;margin-bottom:2px}.calc-action-sub{display:block;font-size:12px;opacity:.75;line-height:1.4}.ce-modal-backdrop{position:fixed;inset:0;background:#14193280;backdrop-filter:blur(4px);z-index:10000;display:flex;align-items:center;justify-content:center;padding:16px;animation:ceFadeIn .2s ease}@keyframes ceFadeIn{0%{opacity:0}to{opacity:1}}.ce-modal{position:relative;width:100%;max-width:480px;max-height:90vh;overflow-y:auto;background:var(--bg-elev);border-radius:var(--r-xl);box-shadow:var(--sh-xl);padding:32px;animation:ceSlideUp .25s ease}@keyframes ceSlideUp{0%{opacity:0;transform:translateY(20px)}to{opacity:1;transform:translateY(0)}}@media(max-width:600px){.ce-modal{padding:24px 20px}.ce-modal-backdrop{padding:0}.ce-modal{border-radius:var(--r-lg) var(--r-lg) 0 0;max-height:95vh;margin-top:auto}}.ce-modal-close{position:absolute;top:16px;right:16px;width:36px;height:36px;border-radius:50%;background:var(--bg-soft);color:var(--ink);display:grid;place-items:center;cursor:pointer;transition:all .18s}.ce-modal-close:hover{background:var(--line)}.ce-modal-header{text-align:center;margin-bottom:24px}.ce-modal-icon{width:56px;height:56px;margin:0 auto 16px;background:linear-gradient(135deg,var(--primary),var(--primary-deep));color:#fff;border-radius:50%;display:grid;place-items:center}.ce-modal-title{font-family:var(--f-display);font-weight:600;font-size:22px;letter-spacing:-.01em;color:var(--ink);margin:0 0 8px}.ce-modal-sub{font-size:14px;color:var(--ink-soft);line-height:1.55;margin:0}.ce-modal-form{display:flex;flex-direction:column;gap:16px}.ce-modal-check{display:flex;align-items:flex-start;gap:10px;font-size:13px;color:var(--ink-soft);line-height:1.55;cursor:pointer;padding:12px;background:var(--bg-soft);border:1px solid var(--line);border-radius:var(--r-md)}.ce-modal-check input{margin-top:3px;accent-color:var(--primary);flex-shrink:0;width:16px;height:16px}.ce-modal-check-highlight{background:var(--primary-soft);border-color:color-mix(in oklch,var(--primary) 30%,var(--line))}.ce-modal-check-highlight span strong{color:var(--primary-deep)}.ce-modal-check-highlight span em{color:var(--ink-mute);display:block;margin-top:4px;font-style:normal;font-size:12px}.ce-modal-error{padding:10px 12px;background:color-mix(in oklch,var(--warn) 10%,white);border:1px solid color-mix(in oklch,var(--warn) 40%,var(--line));border-radius:var(--r-md);font-size:13px;color:color-mix(in oklch,var(--warn) 70%,var(--ink))}.ce-modal-actions{display:flex;gap:10px;margin-top:8px}.ce-modal-actions .btn{flex:1;justify-content:center}.ce-modal-hint{font-size:11.5px;color:var(--ink-mute);text-align:center;margin:0;line-height:1.5}.ce-modal-success{text-align:center;padding:16px 0}.ce-modal-success-icon{width:72px;height:72px;margin:0 auto 20px;background:var(--accent);color:#fff;border-radius:50%;display:grid;place-items:center}@media print{nav,.nav,.footer,.sticky-cta,#cookie-banner,#cookie-banner-root,.page-head .crumbs,.cta-band,.calc-tabs,.ce-modal-backdrop,.ce-modal,.calc-form,.ovp-form,.form-card,button:not(.print-include),.mbank-promo,.mbank-ribbon,.trust-strip,.calc-actions,.ovp-result-cta,.ovp-schedule-wrap{display:none!important}body{background:#fff!important;color:#000!important;font-size:11pt}*{box-shadow:none!important}.container,.container-narrow{max-width:100%!important;padding:0!important}.section{padding:12px 0!important}.page-head{padding:0 0 16px!important;background:#fff!important}.page-head h1{color:#000!important;font-size:22pt!important}.calc-result,.ovp-result{background:#fff!important;color:#000!important;border:1px solid #ccc!important;box-shadow:none!important;padding:16px!important;page-break-inside:avoid}.calc-result *,.ovp-result *{color:#000!important}.calc-result-amount,.ovp-result-amount{font-size:28pt!important;color:#2c6933!important}.calc-result:before,.ovp-result:before{content:"lukaszkendzia.pl  ·  Łukasz Kendzia — Ekspert kredytowy mFinanse  ·  +48 795 427 282";display:block;font-size:9pt;color:#666!important;padding-bottom:8px;border-bottom:1px solid #ddd;margin-bottom:12px;letter-spacing:.04em}.calc-result:after,.ovp-result:after{content:"Wyliczenie informacyjne — nie stanowi oferty (art. 71 KC). Ostateczne warunki ustala bank. mFinanse S.A., wpis KNF nr RPH000300.";display:block;font-size:8pt;color:#888!important;border-top:1px solid #ddd;padding-top:8px;margin-top:16px;line-height:1.4}a[href]:after{content:""}@page{margin:1.5cm}}.print-only{display:none}@media print{.print-only{display:block}}.contact-profile-card{max-width:1240px;margin:-24px auto 8px;padding:0 32px;display:flex;align-items:center;gap:16px}@media(max-width:600px){.contact-profile-card{padding:0 20px;gap:12px;margin-top:-16px}}.contact-profile-photo{width:80px;height:80px;flex-shrink:0;border-radius:50%;overflow:hidden;padding:3px;background:linear-gradient(135deg,var(--primary),var(--primary-deep) 60%,var(--accent));box-shadow:var(--sh-md)}.contact-profile-photo img{width:100%;height:100%;object-fit:cover;object-position:center 22%;border-radius:50%;display:block}@media(max-width:600px){.contact-profile-photo{width:64px;height:64px;padding:2px}}.contact-profile-info{display:flex;flex-direction:column;gap:2px}.contact-profile-name{font-family:var(--f-display);font-weight:600;font-size:17px;color:var(--ink)}.contact-profile-role{font-size:13.5px;color:var(--ink-soft);line-height:1.3}.contact-profile-meta{display:flex;align-items:center;gap:6px;margin-top:4px;font-size:12.5px;color:var(--ink-mute)}.contact-profile-meta span{display:inline-flex;align-items:center;gap:4px}.contact-profile-meta svg{color:var(--accent);fill:var(--accent)}.contact-trust-section{padding:24px 0 0;background:var(--bg-soft)}.contact-trust-strip{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;padding:20px;background:var(--bg-elev);border:1px solid var(--line);border-radius:var(--r-lg);box-shadow:var(--sh-sm)}@media(max-width:980px){.contact-trust-strip{grid-template-columns:repeat(2,1fr)}}@media(max-width:560px){.contact-trust-strip{grid-template-columns:1fr}}.contact-trust-item{display:flex;align-items:center;gap:12px;padding:8px 12px}.contact-trust-item>svg{color:var(--primary);flex-shrink:0}.contact-trust-lab{font-family:var(--f-mono);font-size:10.5px;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-mute)}.contact-trust-val{font-weight:600;font-size:14px;color:var(--ink);margin-top:2px;line-height:1.3}.contact-shell{display:grid;grid-template-columns:1fr 1.15fr;gap:48px;align-items:start}@media(max-width:980px){.contact-shell{grid-template-columns:1fr;gap:40px}}.contact-info-v2{display:flex;flex-direction:column;gap:20px}.contact-card-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}@media(max-width:560px){.contact-card-grid{grid-template-columns:1fr}}.contact-card{display:grid;grid-template-columns:48px 1fr auto;gap:14px;align-items:center;padding:18px 20px;background:var(--bg-elev);border:1px solid var(--line);border-radius:var(--r-lg);text-decoration:none;color:inherit;transition:all .2s ease;position:relative;overflow:hidden}.contact-card:hover{border-color:color-mix(in oklch,var(--primary) 35%,var(--line));box-shadow:var(--sh-md);transform:translateY(-2px)}.contact-card.contact-card-phone:hover,.contact-card.contact-card-email:hover{background:linear-gradient(135deg,var(--primary-soft) 0%,var(--bg-elev) 60%)}.contact-card-icon{width:48px;height:48px;border-radius:14px;background:var(--primary-soft);color:var(--primary);display:grid;place-items:center;flex-shrink:0;transition:all .2s ease}.contact-card:hover .contact-card-icon{background:var(--primary);color:#fff}.contact-card-body{min-width:0}.contact-card-label{font-family:var(--f-mono);font-size:10.5px;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-mute);margin-bottom:2px}.contact-card-value{font-weight:600;font-size:15px;color:var(--ink);line-height:1.3;word-break:break-word}.contact-card-meta{font-size:12.5px;color:var(--ink-mute);margin-top:4px;line-height:1.3}.contact-card-arrow{color:var(--ink-mute);flex-shrink:0;transition:all .2s ease}.contact-card:hover .contact-card-arrow{color:var(--primary);transform:translate(3px)}.contact-map{border-radius:var(--r-lg);overflow:hidden;border:1px solid var(--line);box-shadow:var(--sh-sm);background:var(--bg-soft)}.contact-map iframe{display:block;filter:grayscale(.15) contrast(1.02);transition:filter .3s}.contact-map:hover iframe{filter:grayscale(0) contrast(1)}.contact-side h2{margin-bottom:16px}.contact-side-list{display:flex;flex-direction:column;gap:18px;margin-top:28px}.contact-side-item{display:flex;gap:14px;align-items:flex-start}.contact-side-icon{width:40px;height:40px;flex-shrink:0;border-radius:12px;background:var(--primary-soft);color:var(--primary);display:grid;place-items:center}.contact-side-label{font-size:12.5px;color:var(--ink-mute);letter-spacing:.04em}.contact-side-val{font-weight:600;font-size:16px;color:var(--ink)}.contact-side-val a:hover{color:var(--primary)}.form-card{background:var(--bg-elev);border:1px solid var(--line);border-radius:var(--r-xl);padding:40px;box-shadow:var(--sh-md)}@media(max-width:600px){.form-card{padding:28px}}.field{margin-bottom:18px}.field-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}@media(max-width:600px){.field-row{grid-template-columns:1fr;gap:0}}.field-label{display:block;font-size:13px;font-weight:500;color:var(--ink-soft);margin-bottom:8px}.field-input,.field-textarea,.field-select{width:100%;padding:13px 16px;border:1.5px solid var(--line);border-radius:var(--r-md);background:var(--bg);font-size:15px;color:var(--ink);transition:border-color .15s,background .15s,box-shadow .15s;outline:none}.field-input:focus,.field-textarea:focus,.field-select:focus{border-color:var(--primary);background:var(--bg-elev);box-shadow:0 0 0 4px color-mix(in oklch,var(--primary) 12%,transparent)}.field-textarea{min-height:120px;resize:vertical;font-family:inherit}.field-hint{font-size:12px;color:var(--ink-mute);margin-top:6px}.field-check{display:flex;align-items:flex-start;gap:10px;font-size:13px;color:var(--ink-soft);line-height:1.5;cursor:pointer}.field-check input{margin-top:3px;accent-color:var(--primary);flex-shrink:0}.form-success{padding:32px;text-align:center;border:1.5px solid var(--accent);border-radius:var(--r-lg);background:var(--accent-soft);color:var(--accent-deep)}.form-success-icon{width:64px;height:64px;margin:0 auto 16px;border-radius:50%;background:var(--accent);color:#fff;display:grid;place-items:center}.form-success-title{font-family:var(--f-display);font-weight:500;font-size:24px;color:var(--ink);margin-bottom:8px}.form-success-msg{color:var(--ink-soft);font-size:15px}.about-hero{display:grid;grid-template-columns:1fr 1.4fr;gap:64px;align-items:center}@media(max-width:980px){.about-hero{grid-template-columns:1fr;gap:32px}}.about-photo-frame{position:relative;border-radius:var(--r-xl);overflow:hidden;aspect-ratio:1 / 1;max-width:460px;background:var(--bg-deep);box-shadow:var(--sh-lg);padding:8px;background:linear-gradient(145deg,var(--primary) 0%,var(--primary-deep) 55%,var(--accent) 100%)}.about-photo-frame img{width:100%;height:100%;object-fit:cover;object-position:center 22%;border-radius:calc(var(--r-xl) - 6px);display:block}.about-img-enhanced,.about-photo-frame img.about-img-enhanced{filter:contrast(1.06) saturate(1.08) brightness(1.02);image-rendering:-webkit-optimize-contrast;image-rendering:crisp-edges}.about-photo-frame:after{content:"";position:absolute;inset:8px;border-radius:calc(var(--r-xl) - 6px);background:linear-gradient(180deg,transparent 65%,rgba(0,0,0,.18) 100%);pointer-events:none}.about-stamp{position:absolute;bottom:24px;left:24px;right:24px;background:#fffffff2;backdrop-filter:blur(10px);border-radius:var(--r-md);padding:16px 18px;display:flex;align-items:center;gap:12px;z-index:2}.about-stamp-icon{width:40px;height:40px;border-radius:10px;background:var(--primary);color:#fff;display:grid;place-items:center;flex-shrink:0}.about-stamp-label{font-size:11px;color:var(--ink-mute);letter-spacing:.04em;text-transform:uppercase}.about-stamp-val{font-weight:600;font-size:14px;color:var(--ink)}.about-creds{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:32px}@media(max-width:600px){.about-creds{grid-template-columns:1fr}}.about-cred{padding:20px;border:1px solid var(--line);border-radius:var(--r-md);background:var(--bg-elev)}.about-cred-icon{width:32px;height:32px;border-radius:8px;background:var(--accent-soft);color:var(--accent-deep);display:grid;place-items:center;margin-bottom:12px}.about-cred-title{font-weight:600;font-size:14px;color:var(--ink)}.about-cred-desc{font-size:13px;color:var(--ink-soft);margin-top:4px}.service-prose,.service-detail{max-width:760px}.service-prose h2,.service-detail h2{font-family:var(--f-display);font-weight:500;font-size:clamp(24px,2.4vw,32px);letter-spacing:-.015em;color:var(--ink);margin:48px 0 16px}.service-prose h2:first-child,.service-detail h2:first-child{margin-top:0}.service-prose p,.service-detail p{font-size:16.5px;line-height:1.7;color:var(--ink-soft);margin:0 0 16px}.service-prose ul,.service-detail ul{margin:0 0 24px;padding-left:0;list-style:none}.service-prose ul li,.service-detail ul li{position:relative;padding:10px 0 10px 32px;font-size:15.5px;line-height:1.6;color:var(--ink-soft);border-bottom:1px solid var(--line-soft)}.service-prose ul li:last-child,.service-detail ul li:last-child{border-bottom:none}.service-prose ul li:before,.service-detail ul li:before{content:"";position:absolute;left:0;top:16px;width:18px;height:18px;border-radius:50%;background:var(--primary-soft);background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%232C6933' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:center}.service-detail .feature-grid{margin:32px 0 48px}.faq-group{margin-bottom:48px}.faq-group:last-child{margin-bottom:0}.faq-group-title{font-family:var(--f-display);font-weight:500;font-size:22px;letter-spacing:-.01em;color:var(--primary-deep);margin:0 0 20px;padding-bottom:12px;border-bottom:2px solid var(--primary-soft)}.link-pill{display:inline-flex;align-items:center;gap:8px;padding:12px 22px;background:var(--primary-soft);color:var(--primary-deep);border-radius:var(--r-pill);font-weight:600;font-size:14.5px;text-decoration:none;transition:all .18s ease;border:1px solid color-mix(in oklch,var(--primary) 25%,transparent)}.link-pill:hover{background:var(--primary);color:#fff;border-color:var(--primary);transform:translate(3px)}.link-pill svg{transition:transform .18s}.link-pill:hover svg{transform:translate(2px)}.service-prose a:not(.btn):not(.link-pill),.service-detail a:not(.btn):not(.link-pill),.legal-body a,.faq-list a,.article-body a{color:var(--primary);text-decoration:underline;text-decoration-color:color-mix(in oklch,var(--primary) 40%,transparent);text-underline-offset:3px;text-decoration-thickness:1.5px;font-weight:500;transition:color .15s,text-decoration-color .15s}.service-prose a:not(.btn):not(.link-pill):hover,.service-detail a:not(.btn):not(.link-pill):hover,.legal-body a:hover,.faq-list a:hover,.article-body a:hover{color:var(--primary-deep);text-decoration-color:var(--primary)}.about-grid{display:grid;grid-template-columns:minmax(280px,380px) 1fr;gap:56px;align-items:start;max-width:1080px;margin:0 auto}@media(max-width:880px){.about-grid{grid-template-columns:1fr;gap:32px}.about-photo{max-width:380px;margin:0 auto}}.about-photo{position:relative;border-radius:var(--r-xl);padding:8px;background:linear-gradient(145deg,var(--primary),var(--primary-deep) 60%,var(--accent));box-shadow:var(--sh-lg)}.about-photo .photo-frame{position:relative;border-radius:calc(var(--r-xl) - 4px);overflow:hidden;aspect-ratio:4/5;background:var(--bg-deep)}.about-img,.about-photo img{width:100%;height:100%;object-fit:cover;object-position:center top;display:block}.about-info{display:flex;flex-direction:column;gap:16px}.about-info .crumbs{margin-bottom:4px}.about-info h1{font-family:var(--f-display);font-weight:500;font-size:clamp(36px,5vw,56px);letter-spacing:-.025em;line-height:1.05;color:var(--ink);margin:0}.about-info h1 em{color:var(--primary);font-style:normal;font-weight:600}.about-role{font-family:var(--f-mono);font-size:13px;font-weight:500;letter-spacing:.06em;text-transform:uppercase;color:var(--accent-deep);margin:0}.about-bio{font-size:16.5px;line-height:1.7;color:var(--ink-soft);margin:8px 0 16px}.about-credentials{display:flex;flex-direction:column;gap:14px;padding:24px;background:var(--bg-soft);border:1px solid var(--line);border-radius:var(--r-lg);margin-top:8px}.credential{display:flex;align-items:center;gap:14px}.credential>svg{flex-shrink:0;color:var(--primary)}.credential-title{font-weight:600;font-size:14.5px;color:var(--ink);line-height:1.3}.credential-desc{font-size:13px;color:var(--ink-mute);margin-top:2px}.testimonials-carousel{width:100%}.testimonials-viewport{width:100%;overflow:hidden}.testimonials-track{display:flex;transition:transform .45s cubic-bezier(.4,0,.2,1);will-change:transform}.testimonial-page{flex-shrink:0;padding:0 1px}.testimonial-page-grid{display:grid;gap:24px}.testimonials-controls{display:flex;align-items:center;justify-content:center;gap:16px;margin-top:32px}.testimonials-arrow{width:44px;height:44px;border-radius:50%;background:var(--bg-elev);border:1px solid var(--line);color:var(--ink);display:grid;place-items:center;cursor:pointer;transition:all .18s ease}.testimonials-arrow:hover:not(:disabled){background:var(--primary);border-color:var(--primary);color:#fff;transform:scale(1.05)}.testimonials-arrow:disabled{opacity:.3;cursor:not-allowed}.testimonials-dots{display:flex;gap:8px}.testimonials-dot{width:8px;height:8px;border-radius:50%;background:var(--line);border:none;cursor:pointer;transition:all .18s ease}.testimonials-dot.active{background:var(--primary);width:24px;border-radius:4px}.testimonials-dot:hover:not(.active){background:var(--ink-faint)}.mfinanse-cta{display:flex;align-items:center;gap:20px;padding:24px 28px;background:linear-gradient(135deg,var(--primary) 0%,var(--primary-deep) 100%);color:#fff;border-radius:var(--r-lg);text-decoration:none;transition:all .2s ease;position:relative;overflow:hidden;box-shadow:var(--sh-md)}.mfinanse-cta:before{content:"";position:absolute;top:-50%;right:-10%;width:220px;height:220px;background:radial-gradient(circle,color-mix(in oklch,var(--accent) 50%,transparent) 0%,transparent 70%);pointer-events:none}.mfinanse-cta:hover{transform:translateY(-2px);box-shadow:var(--sh-lg)}.mfinanse-cta-icon{width:56px;height:56px;flex-shrink:0;background:#ffffff26;border-radius:var(--r-md);display:grid;place-items:center;color:#fff;position:relative;z-index:1}.mfinanse-cta-body{position:relative;z-index:1;flex:1}.mfinanse-cta-eyebrow{font-family:var(--f-mono);font-size:11px;letter-spacing:.1em;text-transform:uppercase;opacity:.75;margin-bottom:4px}.mfinanse-cta-title{font-family:var(--f-display);font-weight:500;font-size:18px;line-height:1.3;letter-spacing:-.005em;margin-bottom:4px}.mfinanse-cta-sub{font-size:13.5px;opacity:.85;line-height:1.4}.mfinanse-cta-arrow{flex-shrink:0;position:relative;z-index:1;transition:transform .2s ease;opacity:.9}.mfinanse-cta:hover .mfinanse-cta-arrow{transform:translate(4px)}@media(max-width:600px){.mfinanse-cta{flex-direction:column;align-items:flex-start;text-align:left;gap:14px;padding:22px}.mfinanse-cta-arrow{align-self:flex-end}}.contact-or-divider{display:flex;align-items:center;gap:14px;margin:24px 0;font-family:var(--f-mono);font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:var(--ink-mute)}.contact-or-divider:before,.contact-or-divider:after{content:"";flex:1;height:1px;background:var(--line)}.service-feature-list{list-style:none;display:grid;grid-template-columns:1fr 1fr;gap:20px 32px;margin-top:32px}@media(max-width:600px){.service-feature-list{grid-template-columns:1fr}}.service-feature{display:flex;gap:12px;align-items:flex-start}.service-feature-icon{width:28px;height:28px;flex-shrink:0;border-radius:8px;background:var(--accent-soft);color:var(--accent-deep);display:grid;place-items:center}.service-feature-title{font-weight:600;font-size:15px;color:var(--ink);margin-bottom:4px}.service-feature-desc{font-size:13.5px;color:var(--ink-soft);line-height:1.55}.footer{background:var(--primary-deep);color:#ffffffbf;padding:80px 0 32px;position:relative;overflow:hidden}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:48px;margin-bottom:56px}@media(max-width:980px){.footer-grid{grid-template-columns:1fr 1fr}}@media(max-width:600px){.footer-grid{grid-template-columns:1fr}}.footer-brand-row{display:flex;align-items:center;gap:14px;margin-bottom:16px}.footer-photo{width:56px;height:56px;flex-shrink:0;border-radius:50%;overflow:hidden;padding:2px;background:linear-gradient(135deg,var(--accent),var(--primary));box-shadow:var(--sh-sm)}.footer-photo img{width:100%;height:100%;object-fit:cover;object-position:center 22%;border-radius:50%;display:block}.footer-logo{width:40px;height:40px;background:#fff;color:var(--primary);border-radius:10px;display:grid;place-items:center;font-family:var(--f-display);font-weight:600;font-size:20px}.footer-brand-name{color:#fff;font-weight:600;font-size:16px}.footer-tagline{color:#ffffffa6;font-size:13px}.footer-desc{font-size:14.5px;line-height:1.6;max-width:360px}.footer h4{color:#fff;font-weight:600;font-size:14px;margin-bottom:18px;letter-spacing:.02em}.footer-links{list-style:none;display:flex;flex-direction:column;gap:10px}.footer-links a{font-size:14px;transition:color .15s}.footer-links a:hover{color:#fff}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);padding-top:24px;display:flex;flex-wrap:wrap;gap:16px;justify-content:space-between;align-items:center;font-size:12.5px;color:#ffffff80}.footer-disclaimer{max-width:720px;line-height:1.55}.page-head{padding:calc(var(--nav-h) + 80px) 0 56px;background:var(--bg-soft);border-bottom:1px solid var(--line)}.page-head h1{font-family:var(--f-display);font-weight:500;font-size:clamp(40px,6vw,72px);line-height:1;letter-spacing:-.025em;margin:16px 0 18px}.page-head h1 em{font-style:italic;font-weight:400;color:var(--primary)}.page-head p{font-size:18px;color:var(--ink-soft);max-width:640px;line-height:1.55}.crumbs{display:flex;align-items:center;gap:8px;font-family:var(--f-mono);font-size:11px;color:var(--ink-mute);letter-spacing:.06em;text-transform:uppercase}.crumbs a:hover{color:var(--primary)}.sticky-cta{display:none;position:fixed;bottom:16px;left:16px;right:16px;padding:12px;background:var(--bg-elev);border:1px solid var(--line);border-radius:var(--r-pill);box-shadow:var(--sh-lg);z-index:50;align-items:center;justify-content:space-between;gap:12px}.sticky-cta-text{font-size:13px;font-weight:600;padding-left:12px}@media(max-width:720px){.sticky-cta{display:flex}}.article{max-width:760px;margin:0 auto;padding:0 32px}.article-head{padding:56px 0 32px}.article-meta-row{display:flex;gap:16px;align-items:center;margin-bottom:24px;font-family:var(--f-mono);font-size:12px;color:var(--ink-mute);letter-spacing:.04em}.article-title-page{font-family:var(--f-display);font-weight:500;font-size:clamp(36px,5vw,56px);line-height:1.05;letter-spacing:-.025em;margin-bottom:20px}.article-lede{font-size:20px;color:var(--ink-soft);line-height:1.55}.article-body{padding:32px 0 80px}.article-body h2{font-family:var(--f-display);font-weight:500;font-size:28px;letter-spacing:-.015em;margin:56px 0 16px}.article-body h3{font-family:var(--f-display);font-weight:500;font-size:21px;letter-spacing:-.01em;margin:32px 0 12px}.article-body p{font-size:17px;line-height:1.7;color:var(--ink-soft);margin-bottom:18px}.article-body ul,.article-body ol{margin:0 0 24px 24px}.article-body li{font-size:17px;line-height:1.7;color:var(--ink-soft);margin-bottom:8px}.article-body .article-lede-body{font-size:19px;line-height:1.65;color:var(--ink);font-weight:400;margin-bottom:28px;padding-bottom:28px;border-bottom:1px solid var(--line-soft)}.article-body ol.article-list-numbered{margin:0 0 28px;padding:0;list-style:none;counter-reset:art-counter}.article-body ol.article-list-numbered>li{counter-increment:art-counter;position:relative;padding-left:48px;margin-bottom:14px;font-size:17px;line-height:1.7}.article-body ol.article-list-numbered>li:before{content:counter(art-counter);position:absolute;left:0;top:2px;width:32px;height:32px;border-radius:50%;background:var(--primary-soft);color:var(--primary);font-family:var(--f-display);font-size:14px;font-weight:600;display:grid;place-items:center;line-height:1}.article-body p.article-callout{margin:32px 0;padding:20px 24px;background:var(--accent-soft);border-left:3px solid var(--accent);border-radius:var(--r-sm);font-size:16px;line-height:1.65;color:var(--ink)}.article-body p.article-callout.warn{background:color-mix(in oklch,#d97757 10%,var(--bg-soft));border-left-color:#d97757}.article-body .article-formula{margin:28px 0;padding:28px 32px;background:var(--bg-soft);border:1px solid var(--line);border-radius:var(--r-md);text-align:center}.article-body .article-formula>p:first-child{font-family:var(--f-mono);font-size:20px;color:var(--ink);margin:0 0 12px;font-weight:500}.article-body .article-formula .formula-legend{font-size:13px;color:var(--ink-mute);line-height:1.6;margin:0;font-family:var(--f-mono)}.article-body table.article-table{width:100%;border-collapse:collapse;margin:28px 0;font-size:14.5px;background:var(--bg-elev);border:1px solid var(--line);border-radius:var(--r-md);overflow:hidden}.article-body table.article-table thead{background:var(--bg-soft)}.article-body table.article-table th{padding:12px 16px;text-align:left;font-family:var(--f-display);font-size:13px;font-weight:600;letter-spacing:.02em;color:var(--ink);border-bottom:1px solid var(--line)}.article-body table.article-table td{padding:12px 16px;border-bottom:1px solid var(--line-soft);color:var(--ink-soft);vertical-align:top;font-size:15px;line-height:1.5}.article-body table.article-table tr:last-child td{border-bottom:none}.article-body table.article-table code{font-family:var(--f-mono);font-size:13px;background:var(--bg-soft);padding:2px 6px;border-radius:3px;color:var(--primary)}.article-body .article-cta-box{margin:48px 0;padding:36px;background:linear-gradient(135deg,var(--primary-deep) 0%,var(--primary) 100%);color:#fff;border-radius:var(--r-xl);position:relative;overflow:hidden}.article-body .article-cta-box:before{content:"";position:absolute;top:-80px;right:-80px;width:220px;height:220px;background:radial-gradient(circle,color-mix(in oklch,var(--accent) 50%,transparent) 0%,transparent 70%);pointer-events:none}.article-body .article-cta-box h3{font-family:var(--f-display);font-weight:500;font-size:24px;letter-spacing:-.01em;color:#fff;margin:0 0 12px}.article-body .article-cta-box p{color:#ffffffd9;font-size:16px;line-height:1.6;margin:0 0 24px}.article-body .article-cta-box .btn-primary{background:var(--accent);color:var(--ink)}.article-body .article-cta-box .btn-primary:hover{background:#fff}.article-body .article-cta-box .btn-ghost{background:#ffffff26;color:#fff;border-color:#ffffff4d}.article-body .article-cta-box .btn-ghost:hover{background:#ffffff40;border-color:#ffffff80}.article-body a.art-link{color:var(--primary);font-weight:500;text-decoration:underline;text-decoration-color:var(--primary-soft);text-decoration-thickness:1.5px;text-underline-offset:3px;cursor:pointer;transition:all .16s ease}.article-body a.art-link:hover{text-decoration-color:var(--primary);color:var(--primary-deep)}.article-body ul.article-related{margin:16px 0 32px;padding:0;list-style:none;display:flex;flex-direction:column;gap:8px}.article-body ul.article-related li{margin:0;padding:14px 18px;background:var(--bg-soft);border:1px solid var(--line);border-radius:var(--r-sm);transition:all .16s ease}.article-body ul.article-related li:hover{border-color:var(--primary-soft);background:var(--bg-elev);transform:translate(4px)}.article-body ul.article-related li a{color:var(--ink);font-weight:500;text-decoration:none;font-size:16px}.article-body h2[id],.article-body h3[id]{scroll-margin-top:100px}.article-pullquote{margin:40px 0;padding:28px 32px;border-left:3px solid var(--accent);background:var(--accent-soft);font-family:var(--f-display);font-weight:500;font-size:22px;line-height:1.4;color:var(--ink);letter-spacing:-.005em;border-radius:0 var(--r-md) var(--r-md) 0}.row{display:flex;gap:12px;align-items:center;flex-wrap:wrap}.row-cta{gap:12px}.spacer{height:64px}.divider{height:1px;background:var(--line);margin:32px 0}.text-center{text-align:center}.muted{color:var(--ink-mute)}.accent-text{color:var(--accent-deep)}.reveal{opacity:0;transform:translateY(20px);transition:opacity .6s ease,transform .6s ease}.reveal.in{opacity:1;transform:translateY(0)}@media(prefers-reduced-motion:reduce){*,*:before,*:after{animation-duration:.01ms!important;transition-duration:.01ms!important}.reveal{opacity:1;transform:none}}::-webkit-scrollbar{width:12px;height:12px}::-webkit-scrollbar-track{background:var(--bg)}::-webkit-scrollbar-thumb{background:var(--bg-deep);border-radius:6px;border:3px solid var(--bg)}::-webkit-scrollbar-thumb:hover{background:var(--ink-faint)}.calc-tabs{display:inline-flex;gap:4px;padding:4px;background:var(--bg-soft);border:1px solid var(--line);border-radius:var(--r-pill)}.calc-tab{display:inline-flex;align-items:center;gap:8px;padding:10px 18px;font-size:13.5px;font-weight:500;color:var(--ink-mute);background:transparent;border-radius:var(--r-pill);cursor:pointer;transition:all .18s ease;white-space:nowrap}.calc-tab:hover{color:var(--ink)}.calc-tab.active{background:var(--bg-elev);color:var(--ink);box-shadow:var(--sh-sm)}.seg{display:grid;grid-template-columns:1fr 1fr;gap:4px;padding:4px;background:var(--bg-soft);border:1px solid var(--line);border-radius:var(--r-md)}.seg-3{grid-template-columns:1fr 1fr 1fr}.seg-btn{padding:10px 12px;font-size:13px;font-weight:500;color:var(--ink-mute);background:transparent;border-radius:calc(var(--r-md) - 4px);cursor:pointer;transition:all .16s ease;white-space:nowrap}.seg-btn:hover{color:var(--ink)}.seg-btn.active{background:var(--bg-elev);color:var(--primary);box-shadow:var(--sh-sm);font-weight:600}.ovp-shell{display:grid;grid-template-columns:minmax(0,480px) minmax(0,1fr);gap:32px;align-items:start}@media(max-width:980px){.ovp-shell{grid-template-columns:1fr;gap:24px}}.ovp-form{background:var(--bg-elev);border:1px solid var(--line);border-radius:var(--r-xl);padding:28px;display:flex;flex-direction:column;gap:28px;box-shadow:var(--sh-md)}.ovp-section{display:flex;flex-direction:column;gap:18px}.ovp-section-title{font-family:var(--f-display);font-weight:600;font-size:16px;letter-spacing:-.005em;color:var(--ink);padding-bottom:12px;border-bottom:1px solid var(--line)}.ovp-hint{font-size:12.5px;line-height:1.5;color:var(--ink-mute);margin-top:8px;padding:10px 12px;background:var(--bg-soft);border-radius:var(--r-sm);border-left:2px solid var(--primary-soft)}.ovp-result{background:linear-gradient(135deg,var(--primary-deep) 0%,var(--primary) 100%);color:#fff;border-radius:var(--r-xl);padding:36px 32px;position:relative;overflow:hidden;box-shadow:var(--sh-lg)}.ovp-result:before{content:"";position:absolute;top:-100px;right:-100px;width:280px;height:280px;background:radial-gradient(circle,color-mix(in oklch,var(--accent) 50%,transparent) 0%,transparent 70%);pointer-events:none}.ovp-result-eyebrow{font-family:var(--f-mono);font-size:11px;font-weight:500;letter-spacing:.12em;text-transform:uppercase;opacity:.7;margin-bottom:12px}.ovp-result-amount{font-family:var(--f-display);font-weight:500;font-size:clamp(40px,5.5vw,64px);line-height:1;letter-spacing:-.025em;margin-bottom:6px}.ovp-result-amount .currency{font-size:.45em;font-weight:400;opacity:.7;margin-left:8px;vertical-align:super}.ovp-result-sub{font-size:14px;opacity:.75;margin-bottom:28px}.ovp-stat-row{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;padding:20px 0;margin-bottom:24px;border-top:1px solid rgba(255,255,255,.12);border-bottom:1px solid rgba(255,255,255,.12)}@media(max-width:600px){.ovp-stat-row{grid-template-columns:1fr;gap:12px}}.ovp-stat-lab{font-size:11.5px;letter-spacing:.04em;opacity:.7;margin-bottom:6px}.ovp-stat-val{font-family:var(--f-display);font-weight:500;font-size:22px;letter-spacing:-.015em}.ovp-chart-wrap{margin-bottom:28px}.ovp-chart-title{font-size:12px;font-weight:500;letter-spacing:.04em;opacity:.7;margin-bottom:12px;text-transform:uppercase}.ovp-chart{width:100%;height:auto;display:block}.ovp-chart-legend{display:flex;gap:24px;margin-top:12px;font-size:12px;opacity:.85}.ovp-chart-legend>span{display:inline-flex;align-items:center;gap:8px}.ovp-chart-legend .dot{display:inline-block;width:16px;height:2px;border-radius:1px}.ovp-chart-legend .dot-dashed{background:repeating-linear-gradient(90deg,rgba(255,255,255,.6) 0 4px,transparent 4px 7px)}.ovp-chart-legend .dot-solid{background:var(--accent);height:2.5px}.ovp-compare{display:flex;flex-direction:column;gap:1px;background:#ffffff14;border-radius:var(--r-md);overflow:hidden;margin-bottom:28px}.ovp-compare-row{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:12px;padding:12px 16px;background:color-mix(in oklch,var(--primary-deep) 80%,black);font-size:13.5px;align-items:center}.ovp-compare-row>div:nth-child(2),.ovp-compare-row>div:nth-child(3){text-align:right;font-variant-numeric:tabular-nums}.ovp-compare-head{background:#00000040!important;font-family:var(--f-mono);font-size:11px;letter-spacing:.06em;text-transform:uppercase;opacity:.65;font-weight:500}.ovp-result-cta{display:flex;flex-direction:column;gap:12px}.ovp-result-cta .btn{width:100%}.ovp-result-cta .calc-disclaimer{font-size:11.5px;line-height:1.5;opacity:.6;margin:0}.ovp-schedule-wrap{margin-top:32px;display:flex;flex-direction:column;align-items:center;gap:20px}.ovp-schedule-toggle{display:inline-flex;align-items:center;gap:10px;padding:12px 22px;background:var(--bg-elev);border:1px solid var(--line);border-radius:var(--r-pill);font-size:13.5px;font-weight:500;color:var(--ink);cursor:pointer;transition:all .18s ease}.ovp-schedule-toggle:hover{background:var(--bg-soft);border-color:var(--ink-faint)}.ovp-schedule-count{font-family:var(--f-mono);font-size:11.5px;color:var(--ink-mute)}.ovp-schedule{width:100%;background:var(--bg-elev);border:1px solid var(--line);border-radius:var(--r-lg);overflow:hidden}.ovp-schedule-table-wrap{max-height:480px;overflow-y:auto}.ovp-schedule-table{width:100%;border-collapse:collapse;font-size:13px}.ovp-schedule-table thead{position:sticky;top:0;background:var(--bg-soft);border-bottom:1px solid var(--line);z-index:1}.ovp-schedule-table th{padding:12px 16px;text-align:right;font-family:var(--f-mono);font-size:11px;font-weight:500;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-mute)}.ovp-schedule-table th:first-child{text-align:left}.ovp-schedule-table td{padding:10px 16px;text-align:right;border-bottom:1px solid var(--line-soft);font-variant-numeric:tabular-nums;color:var(--ink-soft)}.ovp-schedule-table td:first-child{text-align:left;color:var(--ink-mute);font-family:var(--f-mono);font-size:12px}.ovp-schedule-table tr.has-overpay td{background:var(--accent-soft);color:var(--ink)}.ovp-info-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:64px}@media(max-width:900px){.ovp-info-grid{grid-template-columns:1fr}}.ovp-info-card{background:var(--bg-elev);border:1px solid var(--line);border-radius:var(--r-lg);padding:24px}.ovp-info-card h3{font-family:var(--f-display);font-weight:500;font-size:17px;color:var(--ink);margin:0 0 10px}.ovp-info-card-legacy{background:var(--bg-elev);border:1px solid var(--line);border-radius:var(--r-lg);padding:28px;display:flex;flex-direction:column;gap:12px}.ovp-info-icon{width:44px;height:44px;border-radius:var(--r-md);background:var(--primary-soft);color:var(--primary);display:grid;place-items:center;margin-bottom:4px}.ovp-info-card h3{font-family:var(--f-display);font-weight:600;font-size:17px;letter-spacing:-.005em;color:var(--ink);line-height:1.3}.ovp-info-card p{font-size:14px;line-height:1.6;color:var(--ink-soft);margin:0}.ovp-info-card strong{color:var(--ink);font-weight:600}.skip-link{position:absolute;top:-100px;left:8px;z-index:9999;padding:12px 20px;background:var(--primary);color:#fff;font-weight:600;border-radius:8px;text-decoration:none;transition:top .2s ease}.skip-link:focus{top:8px}
